Financing with Suburban Ford of Ferndale

Suburban Ford of Ferndale takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Suburban Ford of Ferndale Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Suburban Ford of Ferndale can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Get a Car Loan in Ferndale - Even with Bad or No Credit!

Here at Suburban Ford of Ferndale, we do our best to provide you with the best automotive option for your driving needs. However, how do you pay for those vehicles if you have poor credit, or no credit at all?

That is where our financing team comes in. Friendly and professional, they will walk you through the entire process, ensuring you understand your options, and answering any questions you may have.

We don't want something as superfluous as your credit score to get in between you and your dream vehicle. That is why we are here to help you attain that car, truck, or SUV you have been eyeing, and saving up for.

Moreover, plenty of customers are in a similar situation! Younger people, just out of college, generally do not have a credit score when they graduate -- or if they do, it has not been built up. A multitude of drivers have not been able to build up their credit for a variety of reasons.

That is where we come in: we will help you get financing regardless of your credit situation, guaranteed. We know how vital having a vehicle in the modern world is, and we want to help you get you a car loan.



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Finance Your Dream Ford Vehicle in Ferndale

There are a few key steps in the car buying process. Firstly, you have to research various models to discover which one may be the best option. When you decide on a model, you can take it out on a test drive. Then, if you are happy with it, you will meet with our financing team.

Financing is an immensely important step in the process. Not only will you be deciding between taking out an auto loan, or signing a lease, you will also be crunching numbers and discussing financial matters.

That is why our expert financing team is here to help you by offering advice, and providing excellent information.

Leasing and Financing: What's the Difference?

The difference between these two modes of financing lies in ownership.

When you finance a vehicle, you usually have to take out an auto loan to cover the initial cost of the vehicle. You will then pay the loan down until it is entirely paid down. With financing, you will own the vehicle.

Leasing is like renting an apartment: you will pay monthly installments for a pre-determined amount of time. You will not own the vehicle, but you also will not have to worry about taking out an auto loan. Additionally, sometimes you can get a more affordable monthly payment with leasing.

Regardless of which option you choose, our team is more than happy to walk through the process with you to make it as simple as possible. They also can answer any questions you may have, explain details in depth, and offer financial advice if you would like it.

Stop By Today to Finance the Perfect Vehicle!

If you would like to find out more information about our excellent selection of vehicles, we invite you to visit us at Suburban Ford of Ferndale. Our team, located in Ferndale, MI, would be more than happy to help you with any of your automotive needs.



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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Suburban Ford of Ferndale

    21600 Woodward Avenue
    Ferndale, MI 48220

    • Sales: 866-353-2349
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Get in Touch

  • Contact our Sales Department at: 866-353-2349
  • Monday9am-8pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-8pm
  • Friday9am-6pm
  • Saturday10am-4pm
  • SundayClosed